The new year brings tax time a time most Americans dread.

Tax laws are far more complex than they need to be. Tax forms and software programs can make your head spin, and its costly and time-consuming to seek the help of an expert.

Tax reforms have taken place recently, but dont expect to be able to file your taxes on a postcard anytime soon. There is little relief for the 2005 tax year.

Nonetheless, taxes are inevitable, so you might as well know how to mine the tax code and get your share of the (tax savings) gold.